Account Products
Checking & Savings
Share Draft Checking
Term Certificates
IRA Share Accounts
Regular Share Savings
MasterCard Debit Card ( Debit / ATM Cards )
Opening an Account
- $5.00 Minimum Deposit to open a Kirby Kangaroo Club Share Account.
- $0.25 Membership Fee.
- 0 - 12 Years of Age to qualify for the Kirby Kangaroo Club Share Account.
- At thirteen years-old, the designation will change to a regular share account.
- $5.00 Penalty Fee if the Kirby Kangaroo Club account is closed within 60 days.
Kirby Coupons
Lost / Misplaced Coupons
All participating members are responsible for maintaining their records and coupons. The credit union will not replace them. Coupons must be presented to purchase a product.
Prize Coupons
For every $5.OO deposited the child will receive a coupon. A maximum of 10 coupons will be disbursed on a deposit of $50 or more.
Dividends
Dividends will be declared monthly by the board of directors.
Dividends on the Kirby Kangaroo Club Share Account will be determined on the credit union's tiered savings system.
Example:
Deposit Balances: $5 - $99
Dividend Rate: 0.25%
$100 and above will be based on the 01 Share Accounts Dividend Rates.