Account Rates


All share accounts are variable-rate accounts. Dividends are declared by the Board of Directors at the end of each quarterly dividend period. The rates below represent the last rate declared by the Board of Directors.

Terms Certificates are fixed rate accounts for the term of the deposit. There is a penalty for early withdrawal. The rates below are current as of this update but are subject to change at the discretion of the Board of Directors.

The Annual Percentage Yield (APY) takes into account the compounding effect on each specific account type. This page is intended as an advertisement and information sheet and is not an account disclosure. If you wish to receive a Truth-In-Savings account disclosure, please contact the credit union office at (575) 461-0433 Press 3.

Membership Requirements

  • $5.00 One Time Membership Fee for Personal Accounts
  • $10.00 One Time Membership Fee for Business Accounts
  • Regular Share Account requires a $25.00 deposit.
  • Member must maintain a minimum share account balance of $25.00 to participate in the various credit union products and services.