Who We Are


Everyone’s Federal Credit Union was federally chartered in 1954 as Southern Pacific Railway Employees Federal Credit Union. In 1999, the credit union changed our name to Everyone’s Federal Credit Union.

Our Primary Mission

"To work together to provide the members we serve with quality products & services in order to help them succeed financially."

What is a Member?

Everyone’s Federal Credit Union has been established as an independent financial institution. All deposits are federally insured by the NCUA. The credit union movement is unique and despite financial difficulties of banks and the fall of savings and loan systems, credit unions continue to prosper.

The Board of Directors of Everyone’s Federal Credit Union wish to express their sincere gratitude to all members for their support over the years and share their appreciation to all those who, through their work contributed to the success of this organization.