Current Share & Deposit Rates

All share accounts are variable-rate accounts. Dividends are declared by the Board of Directors at the end of each quarterly dividend period. The rates below represent the last rate declared by the Board of Directors.

Terms Certificates are fixed rate accounts for the term of the deposit. There is a penalty for early withdrawal. The rates below are current as of this update but are subject to change at the discretion of the Board of Directors.

The Annual Percentage Yield (APY) takes into account the compounding effect on each specific account type. This page is intended as an advertisement and information sheet and is not an account disclosure. If you wish to receive a Truth-In-Savings account disclosure, please contact the credit union office at (575) 461-0433 Press 3.

Membership Requirements

  • $2.00 One Time Membership Fee
  • Regular Share Account requires a $25.00 deposit.
  • Member must maintain a minimum share account balance of $25.00 to participate in the various credit union products and services.

Effective as of August 15, 2014

Regular Shares (Savings)
Minimum Balance
Rate
APY*
$100.00-$999.00
0.25%
0.250%
$1,000.00-$4,999.00
0.30%
0.300%
$5,000.00-$19,999.00
0.45%
0.450%
$20,000.00-$49,999.00
0.55%
0.551%
$50,000.00 -up
0.65%
0.651%


IRA Share Account
Minimum Balance
Rate
APY*
$50 minimum deposit
1.05%
1.055%


Share Draft Accounts (checking)
Minimum Balance
Rate
APY*
   
0.15%
0.150%

Share Draft Account Fees

  • NSF (Non-sufficient Funds) $25.00
  • Stop Payment Request $25.00
  • Check Copy $3.75


Share Certificates
Term Amount
Dividend
Rate
APY*
  6 Months
$500.00
0.60%
0.600%
9 Months
$500.00
0.65%
0.650%
12 Months
$500.00
0.75%
0.750%
25 Months
$500.00
0.80%
0.802%
  
6 Months
$10,000.00
0.65%
0.651%
9 Months
$10,000.00
0.70%
0.701%
13 Months
$10,000.00
0.85%
0.852%
25 Months
$10,000.00
0.90%
0.903%
   
6 Months
$50,000.00
0.70%
0.701%
9 Months
$50,000.00
0.75%
0.750%
13 Months
$50,000.00
0.90%
0.903%
25 Months
$50,000.00
1.00%
1.000%
   
9 Months
$100,000.00 & Above
0.85%
0.850%
13 Months
$100,000.00 & Above
0.95%
0.953%
25 Months
$100,000.00 & Above
1.05%
1.054%

Regular Share Rates»
IRA Share Rates»
Share Draft Rates»
Share Certificate Rates»

Financial Calculators»

 


NMLS ID 811475

 
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